Effective Date: May 22, 2026

This website is operated by Lease Link Canada Corp., a subsidiary of Credicor Financial Corp.

1. Definitions

In these Terms of Use and Disclaimer (the "Terms"), "Credicor" means Credicor Financial Corp., together with its subsidiaries and affiliates, including without limitation Lease Link Canada Corp., each acting in its own separate and independent capacity.

2. Acceptance of Terms

Please read these Terms and the Lease Link Privacy Policy carefully. By accessing this website (the "Web Site"), submitting information to Lease Link or Credicor, or using any features of the Web Site, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and the Lease Link Privacy Policy. If you do not agree, you must not access or use the Web Site.

3. Commercial Use Only – No Consumer Services

This Web Site and all services offered by Lease Link and Credicor are intended exclusively for commercial and business purposes. Credicor does not provide consumer credit, personal loans, household financing, or services to individuals acting in a personal or consumer capacity.

By using this Web Site, you represent and warrant that you are acting solely in a commercial or business capacity and not as a consumer under any applicable consumer protection legislation, including the Consumer Protection Act (Alberta) and the Consumer Protection Act (Québec).

4. Credicor Is a Broker, Not a Lender

Credicor is a commercial finance broker and intermediary only. Credicor does not lend money, extend credit, make lending decisions, underwrite applications, or fund transactions.

All financing products are offered, approved, and funded solely by independent third-party lenders. Credicor does not control and is not responsible for any lender's credit decisions, underwriting criteria, pricing, terms, conditions, documentation, or funding.

5. No Authority to Bind Lenders

Credicor has no authority to bind any lender, approve financing, or make representations on behalf of any lender. Any discussion of potential terms, rates, or structures is non-binding, indicative only, and subject entirely to lender approval.

6. No Guarantees or Commitments

Submission of information or an application through this Web Site does not constitute an offer, approval, commitment, or guarantee of financing. All financing is subject to lender approval, additional documentation, and final credit review.

7. Website Content – No Advice; No Reliance

Information provided on this Web Site is for general informational and marketing purposes only and does not constitute financial, legal, accounting, tax, or other professional advice.

You expressly agree that you do not rely on any information contained on this Web Site in making any business, financial, or credit decision, and that all decisions are made at your own discretion and risk.

8. User Submissions and Accuracy of Information

You represent and warrant that all information, documents, and materials submitted to Credicor are true, accurate, complete, and not misleading.

Credicor is entitled to rely entirely on such information without independent verification and shall have no liability arising from reliance on inaccurate, incomplete, or fraudulent information supplied by you or on your behalf.

9. Independent Lenders

Third-party lenders are independent entities and are not agents, partners, joint venturers, or representatives of Credicor. Credicor is not responsible for the acts, omissions, errors, delays, decisions, or conduct of any lender.

Any financing transaction is governed solely by the written agreements entered into between you and the applicable lender. Credicor is not a party to lender agreements.

10. Corporate Separateness

Each Credicor entity operates as a separate and distinct legal entity. Nothing in these Terms shall be construed to create a partnership, joint venture, agency, fiduciary, or advisory relationship between Credicor and any other party.

No entity has authority to bind another unless expressly agreed in writing.

11. Use of the Web Site

While Lease Link and Credicor endeavour to ensure accuracy, no representations are made as to the accuracy, currency, or completeness of the Web Site and no responsibility is assumed for errors or omissions.

You may link to the public homepage of this Web Site provided the link is not misleading and does not imply endorsement or affiliation without written consent.

12. Intellectual Property

All content on this Web Site, including text, graphics, button icons, images, data compilations, and software is the property of Credicor and is protected by Canadian and international copyright and trademark laws.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this Web Site may constitute trade names, trademarks or service marks of Credicor or other entities. Trademarks may be registered in certain countries as applicable. A display of trademarks on pages of this Web Site does not imply that a licence of any kind has been granted. Any unauthorized downloading, retransmission or other copying or modification of trademarks and/or the contents herein may be a violation of applicable trademark laws in your jurisdiction and could subject the copier to legal action. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or publish in any form any information found at this Web Site.

13. Exclusion of Warranties

LEASE LINK AND CREDICOR MAKE NO WARRANTIES OR REPRESENTATIONS AS TO THE ADEQUACY, ACCURACY, SECURITY, RELIABILITY, TIMELINESS OR COMPLETENESS OF THIS WEB SITE OR THE INFORMATION CONTAINED IN THIS WEB SITE AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE WEB SITE OR THE INFORMATION CONTAINED HEREIN. THIS INFORMATION AND THE PRODUCTS AND SERVICES PROVIDED IN THIS WEB SITE ARE PROVIDED "AS IS" "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EITHER STATUTORY, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, FREEDOM FROM COMPUTER VIRUS, NON-INFRINGEMENT, OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LEASE LINK AND CREDICOR, INCLUDING WITHOUT LIMITATION THEIR OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER AND HOWSOEVER CAUSED, INCLUDING LOST PROFITS, BUSINESS INTERRUPTION, PERSONAL INJURY OR ANY PECUNIARY LOSS (EVEN IF ADVISED OF THE POSSIBILITY) ARISING IN ANY WAY FROM THE USE OF OR RELIANCE ON THIS WEB SITE OR INFORMATION CONTAINED IN THIS WEB SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE. CREDICOR SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES CAUSED TO ANY EQUIPMENT OR SOFTWARE DUE TO ANY VIRUSES, DEFECTS OR MALFUNCTIONS IN CONNECTION WITH ACCESS OR USE OF THIS WEB SITE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

In any event, the total aggregate liability of Lease Link and Credicor shall not exceed $100 CAD.

15. Indemnification

You agree to indemnify, defend, and hold harmless Lease Link and Credicor from any claims, losses, damages, liabilities, costs, or expenses (including legal fees) arising from your use of the Web Site, submission of information, breach of these Terms, or violation of law.

16. Geographic Restrictions

Lease Link and Credicor provide financial services only to customers operating in Canada. Accessing this Web Site from outside Canada is at your own risk.

For users in Québec, mandatory provisions of Québec law may apply where they cannot be contractually excluded. Except for such provisions, these Terms are governed by Alberta law.

17. Right to Refuse Service

Credicor reserves the unrestricted right to refuse service, decline applications, terminate access, or discontinue communications at any time without notice or liability.

18. Amendments

Credicor may amend these Terms at any time without notice. Continued use of the Web Site constitutes acceptance of the amended Terms.

19. Severability

If any provision is held unenforceable, the remaining provisions shall remain in full force and effect.

20. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Alberta and the laws of Canada applicable therein, notwithstanding any conflict of laws provisions of your domicile, residence or physical location. You irrevocably submit to the exclusive jurisdiction of the courts of the Province of Alberta, sitting in the City of Edmonton, in any action or proceeding instituted under or related to these Terms.